I favor the bullish case — although in my view the market will only react positively if SoFi exceeds investor expectations and raises its guidance when the company

SoFi 's ( SOFI 0.56%) management team made comments that sent the stock price down by more than 10% on the day of its earnings release. *Stock prices used were the afternoon prices of Jan. 26, 2025. The video was published on Jan.

SoFi Technologies reported quarterly earnings and revenue above analysts’ estimates, and CEO Anthony Noto described 2024 as the fintech’s “best year ever.” For its first quarter, SoFi forecast adjusted net revenue between $725 million and $745 million and earnings of 3 cents per share,

SOFI stock is up a solid 62% since the beginning of 2024, outperforming the broader S&P500 index, up 26%. A continued rise in its user base has kept the investors happy. But, if you want upside with a smoother ride than an individual stock,

SoFi Technologies beats Q4 estimates, but misses EPS guidance for FY 2025. Read on to find out why SoFi remains a top growth play in the fintech market for FY 2025.